Old Tax Liens?

Every year, you are allowed to pull your credit report from all three credit agencies.

I did this, and found a federal tax lien from 1991, for over 5000$.

I feel this has surely pulled my credit score down.

This tax lien was due to a business my husband had at the time and filing a joint tax return. I know for a fact that the IRS has been paid all money due to them, because we have gotten refunds in later years.

What should I do, and is there any action I could take for messing up my credit for all those years?

Old Tax Liens?

The IRS will issue a certificate showing that the obligation has been paid in full which you can file in the county that the lien was recorded in. There is no action that you can take against the Government for recording a federal tax lien for taxes legitimately owed.

Old Tax Liens?

If the tax was fully paid you have to formally request IRS to remove the lien.

If they already have removed it, then you have to request the credit report be corrected/updated.

Then general reporting rule for bad info on your report is 7 years and for good info is 10